Celebrating
Twenty-five
Trusted Years

We are Loxon

Twenty-five years ago, we started as a single-customer company with a vision to provide cutting-edge, reliable, and innovative solutions for financial service providers. Over the years, we have grown from a small startup with big dreams into a trusted partner for countless organizations worldwide.

Join us in celebrating 25 years of collaboration and success!

25 TRUSTED YEARS

Our origins are rooted in a commitment to excellence and a passion for delivering impact and value. We’ve continually pushed the boundaries to offer the best possible services and products. As we celebrate this milestone, we reflect on our achievements and the strong relationships we’ve built with our clients, partners, and employees.

2000
2000

A Star is born

The company starts as a single-customer company, delivering bespoke solutions for Raiffeisen Bank Hungary. Loxon is the first to work with thin client Java™ technology at the bank. Also, within an order, our first product, Loxon Retail Lending system is designed.
2003
2003

Picnic in hyde park

Reflecting on our initial successes, it becomes clear that there is a long-term demand for our business solutions; thus, it’s worth focusing on our core competences and considering a product portfolio. Whilst attending the Oracle Openworld Europe conference in London in order to introduce our Basel II Calculation Engine, the two executives of Loxon take a rest in Hyde Park and lay the foundations of a strategy that will define the business in the years to come. Loxon starts to develop business solutions in the areas of lending, risk management and collection.
2003
2003

So it begins

Taking the first step on the way of expansion, Loxon wins its second customer. The third company product, Loxon Collection System, is designed within the order.
2004
2004

International opening

The Loxon Basel II Calculation Engine is implemented in Romania’s market leader bank, Banca Comercială Română for market risk management with the strong support of our international partner, Oracle. The cooperation will further evolve in the following year with the delivery of Loxon’s Corporate Lending System.
2007
2007

Unstoppable conquest

The Loxon Basel II system is implemented in Egyptian Arab Land Bank, Jordan. It’s a strategically important milestone, as one of the company’s expansion targets is this market.
2007
2007

From Budapest to the Danube delta

Our Romanian office opens in the capital, and becomes the OFSAA and business intelligence competence centre of the company. The local team works on implementing the Oracle BI and OFSAA systems first, and later the operation also includes enterprise data warehouse and advanced analytics implementations.
2011
2011

Open sesame

Due to the growing number of Middle Eastern customers, Loxon decides to open an office in Dubai, the centre of the MEA region. The goal is to provide an increased presence for local customers, and to build sales support.
2012
2012

The big deal

Czech Home Credit International chooses Loxon Collection System as group standard. The solution is implemented in all 7 countries where Home Credit operates, including the Czech Republic, India, Indonesia, the Philippines, Kazakhstan, Vietnam and China.
2016
2016

Innovation impemented

Loxon opens an innovation centre and sets up an independent team in Debrecen in order to place more emphasis on the implementation of the latest technologies. The focus is on artificial intelligence and its use in the financial sector, and on building a low-code platform for the sake of flexibility and quick implementations.
2017
2017

Hiring spree

The expansion of the company and the number of new projects requires the recruitment of large numbers of new colleagues. Our crew has doubled in six years, from 100 to 200.
2018
2018

The rise of the machines

The first projects in which artificial intelligence is applied as the basis for a smart and extremely sensitive early warning solution are implemented in two banks, one in Europe and one in the Middle East.
2019
2019

Boarding the flying dutchman

This milestone reflects the strengthening of Loxon’s Western European orientation.
2020
2020

Collection from the Cloud

Our next-generation Collection Business Solution now took a bold step into the future as our first Software as a Service (SaaS) solution, opening up new possibilities and reaching wider markets.
2023
2023

Customer Obsessed:

based on the evaluation of our customers we were honoured to receive the Customer Satisfaction award for the third consecutive year in the Chartis RiskTech100 rankings. This outstanding recognition highlights our relentless dedication to delivering exceptional solutions and unparalleled experiences for our clients.
2025
2025

Silk Road to South-East Asia:

with our Business Solution starting operations in another two major players of the Southeast Asian region, the region now has a share of close to 25% in Loxon’s revenue marking a significant step in expanding our global presence.

The Journey Continues

A message from our CEO – Tamás Erni
Where do I start? 25 years – a quarter of a century – is a significant milestone in the life of any company, not to mention a person. As we mark our 25th anniversary, I’d like to take a moment to reflect on this incredible journey and express my deepest gratitude to our colleagues, customers and partners who have been and are still with us at every step of this journey. This milestone is not just a celebration of our past but a testament to the vision, dedication, and passion that we share and that have brought us here.

Numbers we are proud of

80 +
Customers
Serving 80+ incredible clients across the globe — and growing.
25 +
Countries
Proudly supporting financial institutions in more than 25 countries worldwide.
6
Regional
offices
Wherever you are, we’re nearby — with 6 offices around the globe.
25 +
Years on
the market
Built on 25+ years of experience and customer trust.
8
Business
solutions
Offering 8 robust business solutions tailored for the financial world.
200 +
Collegaues
200+ brilliant minds, one shared mission.

Our Principles for
empowering better
Credit Management

Customer Intimacy

The honourable trust of our customers is the driving force behind our company. To preserve that trust, we constantly fine-tune our business solutions to match our customers’ special needs or exceed their increasing expectations. We strive to build a lasting, personal relationship with our customers by embedding our products and services into their business processes, thereby providing lifetime value.

Thought Leadership Consulting

Based on our extensive domain proficiency, we can turn innovative ideas into reality, make a tangible impact, and create real value. Relying on our 25+ years of industry experience and the comprehensive knowledge of our experts, we regularly pioneer new approaches in the credit management ecosystem. We take our inspiration from customer feedback and our continuous analysis of global trends, the insights from which enable us to operate at the forefront of our industry.

Engineering that Rocks

We place the utmost emphasis on serving business needs in time and to the highest level of quality and efficiency by applying advancedquality technologies, methodologies, and tools. We are continuously building a professional and close-knit engineering team, whose ingenuity and extensive flexibility enable us to create state-of-the-art solutions for our customers.

We are a global player

Testimonials

  • Home Credit B.V. selected Loxon Solutions for its Collection System because we were looking for a flexible, scalable and robust solution. and a long-term relationship with the solution provider. The final shortlist of three potential partners was evaluated on stringent parameters: their credibility, financial positions, and strength of the solutions based on proof of concepts. Loxon Solution’s Collection System was thus awarded the mandate.

    Jan Cenkr
    Former Head of Software Development, EmbedIT, 2019

  • Loxon was and is still the backbone for availing the solution of the Egyptian Collateral Registry ECR, where the system was fully developed and implemented as per the Egyptian law and regulatory requirements, in a timely manner and a very outstanding professionalism. Loxon provided all support and dedication to our company to achieve the system on which enabled Egypt to be acknowledged by Doing Business report 2019 issued by World bank group.

    Karim El Dine Hamdy
    Director Collateral Registry, I-Score, 2020

Our customers who trusted in us over the years

All of this would not have existed without our most valued contributors – our colleagues, the people who have worked for Loxon every day for the last 25 years.

Thank you very much to each and every one of you!

The road ahead

Our journey is driven by a steadfast commitment to innovation, progress, and excellence in credit management. We are charting a clear, transformative path for the future, leveraging cutting-edge technology and redefining industry standards. Each milestone reflects our dedication to pushing boundaries and delivering impactful solutions for our customers and the industry as a whole:

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2027
Our goal is to enhance our human-centric approach to credit management while equipping our solutions with AI capabilities to meet the challenges and opportunities of rapid advancements in digital transformation.
2030
By 2030, our highly efficient, user-friendly credit management solutions will be powered by AI-driven automation, supporting digital self-service and real-time data analytics.
2040
By 2040, our credit management software solutions will be fully autonomous and AI-driven, leveraging the power of quantum computing.