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Our collection platform designed for rapid adaptation and personalised engagement at any scale

The world is changing faster than ever. So are collection needs. We build solution ecosystems that evolve with our clients, so they can always respond flexibly and efficiently to protect and enrich their lending relationships with their customers.
The results: a healthier portfolio and more engaged customers

We are revolutionizing collections
across the globe for innovation leaders.


  • Helping banks to transform collection into a positive customer experience, radically improve efficiency of back-office processes coupled with employee experience, and to keep innovating at high speed.


  • Building greenfield digital collection systems with state-of-the-art technology for neobank ventures of established institutions and new challengers as well who want to future-proof their competitive edge.


  • Composing systems based on global best practices with rapid time-to-market tailored to the specific needs of consumer / mortgage / P2P / SME lenders, leasing companies, and utilities.

Prevent smarter, cure faster, recover more.

Loxon clients experience increased customer lifetime value and quick improvement in KPIs:


Decrease in average
time to resolve a case


Improvement in
recovery rate


Decrease in cost
of collection

What we achieved at part of Collection?

0 +
number of clients
0 +
number of
accounts treated
0 +
Above 100 billion USD past due loans


  • Jank Cenkr, Former Head of Software Development, EmbedIT, 2019 sharing testiominal for Loxon's next-generation Collection
    Home Credit B.V. fortifies its collection practice with Loxon’s Collection System

    Home Credit B.V. selected Loxon Solutions for its Collection System because we were looking for a flexible, scalable and robust solution. and a long-term relationship with the solution provider. The final shortlist of three potential partners was evaluated on stringent parameters: their credibility, financial positions, and strength of the solutions based on proof of concepts. Loxon Solution’s Collection System was thus awarded the mandate.
    • Jan Cenkr,
    • Former Head of Software Development, EmbedIT, 2019

There are different ways to achive your goals


Why consider
Collection SaaS?

No CapEx.
No maintenance.
Continuous innovation.

Collection On-premises

  • For some of our clients, staying on-prem is a strict requirement. Loxon’s end-to-end collection system is used by leading financial institutions across the world. It is designed for reliability, efficiency and flexibility for institutions that want to radically improve collection outcomes and customer satisfaction.

Bringing collection impact to the next level

Level up responsible collection practices for a higher positive impact on
customers and the bottom line:

  • Real-time analytics-based early hardship detection for delinquency prevention
  • Continuous monitoring of vulnerability risk indicators and provision of tailored assistance
  • Compliance automation based on parameters and automated workflows
  • Advanced regulatory reporting and data provision capabilities
  • A record of all collection events to ensure auditability

Feel the vibe with our next-generation Collection!

Gain ecosystem advantage built on a competitive architecture

Actionable data

Drive personalized strategies and dynamically adapt them to changing behavior

  • Real-time data access, aggregation, and automated transformation
  • AI enabled decisioning, real-time trigger streaming

Standard APIs

Rapid integrations and interoperability in an evolving ecosystem

  • Integrate with any core banking system
  • Connect seamlessly to your DMS, communication engine, and CRM
  • Create new APIs with simplicity


Go quickly from sandbox to live application

  • Start with a business validated template
  • Try and test new functionality in a sandbox

Dynamic scalability

Adapt dynamically to unexpected surges in delinquencies

  • Scale without disturbance to performance
  • Minimise costs under fluctuating capacity needs

Become natively innovative

with a system born to the cloud, built on top of managed AWS infrastructure and services, with an isolated account structure based on AWS Organisations

DevOps CI/CD

data fabric

Advanced analytics
and reporting

Top security
and minimized downtime

Integrated low code/no-code builder
for high flexibility and better responsiveness

The no-code capabilities overarch the entire composable application experience from the stage of building the system through parameterisation to the customisation of workspace user interfaces.

It offers the following simultaneously:

  • API builder
  • Data modeller
  • Segmentation and status management tool
  • Automated workflow builder
  • Communication strategy builder
  • Business logic and decision designer
  • UI builder

Banking expert using Loxon's Collection sytem on tablet

Want to learn more about our no-code builder solutions?

We have some exciting screens for you

Advanced task management
Fully automate or digitally enhance task management and execution with workspaces designed for experience and productivity.
Personalized resolutions
Personalize promise-to-pay and automate monitoring. Digitize restructuring process and provide affordable repayment plans.
Self-service application
Simplify debt management and improve financial wellbeing of customers. Educate, empower and assist them to stay on track.
Live picture of a mock-up showcasing Loxon's Collection system in action
Real-time image displaying Loxon's Collection system in use
Live image of Loxon's Collection system mock-up on a mobile device
Product sheet of Loxon's next generation Collection

Our product sheet is ready to download


Loxon implemented its solution for the Egyptian Collateral Registry

Loxon was and is still the backbone for availing the solution of the Egyptian Collateral Registry ECR, where the system was fully developed and implemented as per the Egyptian law and regulatory requirements, in a timely manner and a very outstanding professionalism. Loxon provided all support and dedication to our company to achieve the system on which enabled Egypt to be acknowledged by Doing Business report 2019 issued by World bank group.
  • Karim El Dine Hamdy
  • Director Collateral Registry, I-Score, 2020

30 countries covered by Loxon projects

Our next-generation collection platform builds upon Loxon's 20 years of experience providing debt collection business solution for more than 80 customers worldwide

World map highlighting countries where banks and financial institutions use Loxon credit management solutions.

  • Reference logo for ECR, a client of Loxon
  • Reference logo for ERSTE BANK, a client of Loxon
  • Reference logo for EGYPTIAN ARAB LAND BANK, a client of Loxon
  • Reference logo for CIB Lízing, a client of Loxon
  • Reference logo for CMSS, a client of Loxon
  • Reference logo for CIB Bank, a client of Loxon
  • Reference logo for BRD, a client of Loxon
  • Reference logo for BYBLOS, a client of Loxon
  • Reference logo for Banque Libano, a client of Loxon
  • Reference logo for BBK, a client of Loxon
  • Reference logo for Bank al Ethiad, a client of Loxon
  • Reference logo for Bank Audi, a client of Loxon
  • Reference logo for BCRS, a client of Loxon
  • Reference logo for Air Bank, a client of Loxon
  • Reference logo for ADIB, a client of Loxon

Your way to effective collection strategy

    Talk to our experts to see how we can help you supercharge your collection impact.
    Get a touch and feel in trial mode and study the API documentation.
  • JTBD
    Explore further your “jobs to be done” with us and engage in workshops to finalize your requirements.
    Get your system promptly composed and configured in a few sprints.
    Gain real-time interoperability with any of your applications with Loxon’s APIs.
    Get a positive return on your investment within months and keep innovating.

Associated White Paper

  • Designing an effective customer centric debt collection process

    Our latest white paper provides a comprehensive and cutting-edge analysis of collection procedures, highlighting the need for banks to implement innovative and customer-centric approaches.

Related solutions

  • Identify possible threats in your credit portfolio and deploy effective prevention strategies to minimize credit loss and deterioration of customers’ financial health.
  • Is staying on-prem a strict requirement of your institution? We got you covered end-to-end from early collection to late phase and outsourcing.

We would love to hear from you

Let us find the best credit management Business Solutions for you. Our seasoned professionals would love to contribute their expertise and insights to your next big project.

Banking professional and collection expert awaiting contact with Loxon

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